Terms of Service

Last updated: 20 August 2026

1. Trader information

This store is operated by Georgina Kyriacou under the brand ETHOS BY GEORGINA.

Address: Konstantinou Palealogou 28, 8035 Paphos, Cyprus
Email: georginakyriacou10@gmail.com
Telephone: +357 99 859357
Website: www.ethosbygeorgina.com

2. Scope and acceptance

These Terms govern use of this website and purchases of our digital products, online courses, workbooks and related services. By placing an order, you agree to these Terms, the Refund Policy, Privacy Policy and any product-specific information shown before purchase. Nothing in these Terms excludes mandatory rights available under applicable consumer law.

3. Product information and prices

We aim to describe each product clearly, including its principal characteristics, format, access method, functionality, compatibility and technical requirements. Prices and any applicable taxes or charges are displayed before you place the order. You are responsible for checking that the product and stated technical requirements are suitable for your intended personal use.

4. Orders and contract formation

Your order is an offer to purchase. A contract is formed when payment is accepted and we send confirmation or begin supplying the digital product. We may refuse or cancel an order where payment is unauthorised, fraud is suspected, a material pricing error occurred or supply is legally prohibited. If we cancel after taking payment, we will provide any refund required by law.

5. Digital delivery and accounts

Digital products are supplied by download link, customer account, hosted course platform or another method described on the product page. You must provide a valid email address and keep account credentials secure. Access is for the purchaser only and must not be transferred or shared.

Where a product is described as providing ongoing or lifetime access, this means access for as long as that product and the relevant platform remain reasonably available, subject to these Terms and any mandatory legal requirements. It is not a guarantee that a third-party platform will operate indefinitely. Where reasonably practicable, we will give notice of a material discontinuation and an opportunity to download any downloadable resources.

6. Immediate supply and right of withdrawal

EU consumers normally have a statutory withdrawal period for distance contracts. For digital content supplied without a tangible medium, that right may be lost when supply begins if you have expressly requested immediate supply during the withdrawal period and acknowledged that the withdrawal right will be lost.

Our digital purchase flow therefore requires an unticked consent box before a digital item can be added to the cart and a further confirmation before checkout. The consent is recorded with the order. After valid consent and the beginning of access, streaming or downloading, refunds are not normally available merely because you changed your mind. Your rights relating to faulty, inaccessible, non-supplied or materially misdescribed content remain unaffected. Please read our Refund Policy.

7. Consultations and other services

Where you purchase a consultation or another service online, you normally retain any statutory withdrawal right applicable to services. If you ask us to begin providing the service during the withdrawal period and later withdraw before it has been fully performed, we may charge a proportionate amount for work already provided where permitted by law. A withdrawal right for a service is lost following full performance only where you expressly requested early performance and acknowledged the legal consequence in advance.

Appointment availability, location, duration, inclusions and any rescheduling or non-attendance terms will be displayed or agreed before booking. We will not apply a cancellation term that removes mandatory consumer rights.

8. Personal-use licence and intellectual property

All course videos, workbooks, designs, methods, text, branding and related resources are owned by or licensed to ETHOS BY GEORGINA and are protected by intellectual-property laws. Purchase grants the original purchaser a limited, revocable, non-exclusive, non-transferable licence for personal use only.

You must not share account credentials; copy, record or distribute course videos; upload files publicly; resell or sublicense materials; remove branding; reproduce worksheets commercially; create derivative products for sale; or use the material to deliver your own coaching programme without prior written permission, except where applicable law permits otherwise.

9. Educational and coaching disclaimer

Our materials are educational and reflective. They do not constitute medical, psychological, therapeutic, nutritional, legal, financial or other regulated professional advice and are not a substitute for individual care from an appropriately qualified professional. Personal-development outcomes vary. We do not guarantee any particular result.

10. Conformity, support and updates

Digital content will be supplied in accordance with its description and mandatory digital-content law. If you encounter a fault or access problem, contact us so that we can investigate and provide any remedy required by law. You should install browser, device or file-reader updates reasonably necessary for compatibility and follow the supplied instructions.

11. Suspension and termination

We may suspend access where reasonably necessary to protect the platform, investigate fraud, respond to a chargeback, prevent unlawful sharing or address a serious breach of these Terms. We will act proportionately and will not remove rights or remedies that cannot legally be excluded. If a purchase is refunded or lawfully terminated, the associated licence ends and access may be withdrawn.

12. Liability

Nothing in these Terms limits liability or consumer remedies where doing so would be unlawful. Subject to that protection, we are not responsible for losses caused by misuse of the materials, failure to meet stated technical requirements, unauthorised sharing of credentials, or third-party interruptions outside our reasonable control.

13. Privacy

Personal information is handled in accordance with our Privacy Policy. Shopify, the course platform, payment providers, email services and other processors may process information needed to complete your order and provide access.

14. Governing law and disputes

These Terms are governed by the laws of Cyprus. If you are a consumer resident elsewhere in the EU or EEA, this choice does not deprive you of mandatory protections available under the law of your country of residence. Please contact us first so that we can try to resolve a complaint. You may also contact the relevant consumer-protection authority or use any court or dispute-resolution procedure available to you under applicable law.

15. Changes

We may update these Terms for future purchases or where reasonably necessary for legal, security or operational reasons. The version applicable to your purchase will be the version presented when the contract was made, unless a change is required by law or is accepted by you.